I'm here to help you find the best solution for your mortgage needs. A mortgage isn't a "one-size-fits-all" loan. Everyone deserves a mortgage tailored to their needs. Whether you are looking for a loan to renovate your current home, buying homes with renovation loans, or want to build your dream home and need a construction loan, I can help. I also have down payment assistance programs for first time home buyers. Home purchases & refinances, let me customize a plan for you.
I specialize in:
VA Loans
Down Payment Assistance
First First Time Home Buyers
Low and No Down Loans
FHA, VA, and USDA Loans
Home Purchases & Refinances
Linnea Clayton is a Colorado Springs mortgage broker specializing in VA home loans, first-time home buyers, and down payment assistance programs. She is passionate about helping individuals and families achieve homeownership and build long-term wealth through real estate—whether it’s a first home, a move-up purchase, or an investment property.
As a VA loan specialist, Linnea holds multiple certifications, including Certified Veteran Lending Specialist and Military & Veteran Lending Specialist. She has extensive experience helping active-duty military, veterans, and their families navigate VA financing with confidence and clarity.
In addition to VA lending, Linnea works closely with first-time buyers, offering guidance on low down payment options and a wide range of down payment assistance programs available in Colorado.
A longtime Colorado Springs resident, Linnea brings deep local knowledge along with a warm, approachable style that makes the mortgage process feel less overwhelming and more empowering.
If you’re wondering what it would take to buy your first home—or your next—Linnea is always happy to have a conversation and help you map out the path forward.